Who is responsible
Kira Dulu is a service operated by DNS Global Solutions in Malaysia. For privacy questions, email alphaquant.ai@gmail.com.
Privacy Notice
How Kira Dulu handles calculator estimates, contact requests, and optional analytics.
What we collect
Calculators process the inputs you enter, including income, commitments, repayment estimates, DSR, selected tool, and source page. If you request follow-up, we collect your name, Malaysia mobile number, consent version and time, language, and the related calculator result. We do not collect these contact details until you submit the form.
What we do not request here
This website does not ask for your IC/MyKad number, full CCRIS or CTOS report, bank login, password, OTP, or online-banking access.
Why we use the data
We use a submitted request to show and record your estimate, respond about that request, prevent abuse, and retain proof of consent. We do not sell your personal data or send it to banks without a separate, clear instruction from you.
Service providers
Cloudflare provides website hosting, security, and database storage. Google Analytics and the Meta Pixel are optional measurement tools and load only after you select “Accept analytics.” Their processing is subject to their own privacy terms.
Cookies and choice
Essential browser storage remembers language, theme, and your privacy choice. Optional analytics does not load before consent. You can reopen the choice by running .
Retention and security
Estimate requests may be retained for up to 24 months for follow-up, service history, consent proof, and audit. Abuse-prevention identifiers are hashed and old rate-limit records are deleted. Records are deleted or anonymised after the retention period unless law requires longer storage.
Your rights
You may ask for access, correction, withdrawal of consent, or deletion. Email alphaquant.ai@gmail.com. We aim to act on a valid request within 21 days.
Finance disclaimer
Calculator outputs and public-criteria matches are planning estimates, not approval or financial advice. A bank makes its own assessment using documents, credit records, and current product rules.
Last updated
9 August 2026.