:root{
  --cream:#fff7ee;--paper:#fffdfa;--ink:#1e1b16;--ink-soft:#5c564c;--ink-faint:#8c857a;
  --coral:#ff6b4a;--coral-deep:#e8512f;--mint:#1fb98c;--mint-deep:#149a73;
  --sky:#4a8cff;--sky-soft:#dce8ff;--lemon:#ffc94a;--lemon-soft:#ffefc2;
  --grape:#6e5be8;--grape-soft:#e6e1ff;--blush:#ffe3da;--mint-soft:#d6f4ea;
  --line:#ede4d6;--line-strong:#e2d6c2;--card:#fff;
  --shadow-sm:0 2px 0 rgba(30,27,22,.04),0 6px 16px rgba(30,27,22,.06);
  --shadow-md:0 4px 0 rgba(30,27,22,.05),0 14px 34px rgba(30,27,22,.10);
  --shadow-lg:0 6px 0 rgba(30,27,22,.06),0 28px 60px rgba(30,27,22,.14);
  --r-sm:8px;--r-md:8px;--r-lg:18px;--r-xl:28px;--r-pill:999px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Plus Jakarta Sans",system-ui,sans-serif;background:var(--cream);color:var(--ink);line-height:1.55;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4{font-family:"Bricolage Grotesque",system-ui,sans-serif;line-height:1.05;letter-spacing:0;margin:0}
p{margin:0}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.tnum{font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1}
.wrap{max-width:1240px;margin:0 auto;padding:0 32px}
.skip-link{position:absolute;left:-999px;top:auto}
.skip-link:focus{left:20px;top:20px;z-index:200;background:var(--ink);color:#fff;padding:10px 14px;border-radius:var(--r-sm)}
.nav-shell{position:sticky;top:0;z-index:60;padding:16px 0}
.nav{max-width:1240px;margin:0 auto;display:flex;align-items:center;gap:26px;background:var(--paper);border:1.5px solid var(--line-strong);border-radius:var(--r-pill);padding:10px 12px 10px 22px;box-shadow:var(--shadow-sm)}
.brand{display:flex;align-items:center;gap:11px;font-family:"Bricolage Grotesque";font-weight:800;font-size:19px}
.brand .blob{width:34px;height:34px;border-radius:12px 12px 12px 4px;background:var(--coral);display:grid;place-items:center;transform:rotate(-6deg);color:#fff}
.brand svg{width:18px;height:18px}
.nav-links{display:flex;gap:4px;margin-left:8px}
.nav-links a{font-size:14.5px;font-weight:700;color:var(--ink-soft);padding:9px 14px;border-radius:var(--r-pill);transition:.18s}
.nav-links a:hover,.nav-links a[aria-current=page]{background:var(--lemon-soft);color:var(--ink)}
.nav-right{margin-left:auto;display:flex;align-items:center;gap:10px}
.lang{display:flex;gap:2px;background:var(--cream);border:1.5px solid var(--line-strong);border-radius:var(--r-pill);padding:3px}
.lang span{font-weight:800;font-size:12px;color:var(--ink-faint);padding:5px 11px;border-radius:var(--r-pill)}
.lang span:first-child{background:var(--ink);color:#fff}
.btn{font-family:"Plus Jakarta Sans";font-weight:800;font-size:14.5px;border:0;cursor:pointer;border-radius:var(--r-pill);padding:12px 22px;transition:.18s;display:inline-flex;align-items:center;justify-content:center;gap:8px;line-height:1.15}
.btn-ghost{background:transparent;color:var(--ink);padding:11px 16px}
.btn-ghost:hover{background:var(--cream)}
.btn-primary{background:var(--ink);color:#fff;box-shadow:0 4px 0 #000}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 6px 0 #000}
.btn-coral{background:var(--coral);color:#fff;box-shadow:0 4px 0 var(--coral-deep)}
.btn-coral:hover{transform:translateY(-2px);box-shadow:0 6px 0 var(--coral-deep)}
.btn-white{background:#fff;color:var(--ink);box-shadow:0 4px 0 var(--coral-deep)}
.hero{position:relative;padding:48px 0 46px}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:40px;align-items:start}
.eyebrow{display:inline-flex;align-items:center;gap:9px;background:var(--mint-soft);color:var(--mint-deep);font-weight:800;font-size:13px;padding:8px 15px;border-radius:var(--r-pill);border:1.5px solid #bdebdd}
.eyebrow .dot{width:8px;height:8px;border-radius:50%;background:var(--mint)}
.hero-h{font-size:62px;font-weight:800;margin-top:20px;letter-spacing:0}
.hero-h .swish{color:var(--coral);position:relative;white-space:nowrap}
.hero-sub{font-size:18px;color:var(--ink-soft);max-width:590px;margin-top:20px}
.hook{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.hook span{display:inline-flex;align-items:center;gap:7px;font-size:12.5px;font-weight:800;color:var(--ink-soft);background:var(--paper);border:1.5px solid var(--line-strong);padding:7px 13px;border-radius:var(--r-pill)}
.panel,.result,.tool-panel,.answer-block,.chart-card,.faq,.lead-box{background:var(--paper);border:1.5px solid var(--line-strong);border-radius:var(--r-lg);box-shadow:var(--shadow-md)}
.panel{padding:24px;margin-top:26px}
.panel-h{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px;gap:12px}
.panel-h b{font-family:"Bricolage Grotesque";font-weight:800;font-size:18px}
.live{display:inline-flex;align-items:center;gap:7px;font-size:11px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--mint-deep)}
.live i{width:8px;height:8px;border-radius:50%;background:var(--mint);animation:pulse 1.7s ease infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.3}}
.field{margin-bottom:17px}
.field:last-child{margin-bottom:0}
.field-top{display:flex;align-items:baseline;justify-content:space-between;gap:14px;margin-bottom:9px}
.field-top label{font-size:13.5px;font-weight:800}
.field-top .v{font-family:"Bricolage Grotesque";font-weight:800;font-size:17px;color:var(--coral-deep)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:var(--r-pill);background:var(--lemon-soft);outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:var(--coral);border:4px solid #fff;box-shadow:0 2px 6px rgba(255,107,74,.5);cursor:pointer;transition:transform .15s}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.12)}
input[type=range]::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:var(--coral);border:4px solid #fff;cursor:pointer}
.input-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.text-input,.select-input{width:100%;font-family:inherit;font-size:14px;background:var(--cream);border:1.5px solid var(--line-strong);border-radius:var(--r-sm);padding:12px 14px;color:var(--ink);outline:0}
.text-input:focus,.select-input:focus{border-color:var(--coral);background:#fff}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.seg button{font-family:inherit;font-size:12.5px;font-weight:800;color:var(--ink-soft);background:var(--card);border:1.5px solid var(--line-strong);border-radius:var(--r-sm);padding:11px 10px;cursor:pointer;transition:.16s;text-align:left;line-height:1.2}
.seg button small{display:block;font-weight:700;font-size:10px;color:var(--ink-faint);margin-top:2px}
.seg button:hover,.seg button.on{border-color:var(--coral);background:var(--blush);color:var(--coral-deep)}
.panel-note,.disclaimer{margin-top:16px;padding-top:14px;border-top:1.5px dashed var(--line-strong);display:flex;gap:8px;font-size:11.5px;color:var(--ink-faint);line-height:1.45}
.result{overflow:hidden;position:sticky;top:90px}
.res-top{padding:22px 24px 4px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.pill{display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:800;padding:7px 13px;border-radius:var(--r-pill)}
.pill-mint{background:var(--mint-soft);color:var(--mint-deep)}
.pill-coral{background:var(--blush);color:var(--coral-deep)}
.pill-lemon{background:var(--lemon-soft);color:#9b6f00}
.res-hero{padding:10px 24px 20px;display:flex;align-items:flex-end;gap:18px}
.res-hero .lab{font-size:13px;font-weight:700;color:var(--ink-soft)}
.res-amt{font-family:"Bricolage Grotesque";font-weight:800;font-size:50px;color:var(--coral-deep);line-height:.98;margin-top:3px}
.res-amt .pre{font-size:24px;color:var(--ink-faint);margin-right:3px}
.res-meta{font-size:13px;color:var(--ink-soft);margin-top:8px}
.metric-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding:0 24px 24px}
.metric{background:var(--cream);border:1.5px solid var(--line);border-radius:var(--r-sm);padding:14px}
.metric span{display:block;font-size:11px;font-weight:800;color:var(--ink-faint);letter-spacing:.04em;text-transform:uppercase}
.metric b{display:block;font-family:"Bricolage Grotesque";font-size:22px;margin-top:4px;color:var(--ink)}
.res-banks{border-top:1.5px solid var(--line)}
.bank-row,.brow{display:flex;align-items:center;gap:12px;padding:13px 24px;border-bottom:1.5px solid var(--line)}
.bank-logo,.blogo{width:62px;height:42px;flex:0 0 auto;border-radius:var(--r-sm);display:grid;place-items:center;background:#fff;border:1.5px solid var(--line);overflow:hidden;font-family:"Bricolage Grotesque";font-weight:800;font-size:11px;color:var(--ink-soft)}
.bank-logo img,.blogo img{width:100%;height:100%;object-fit:contain;padding:5px}
.bmeta{flex:1;min-width:0}
.bmeta b{display:block;font-size:13.5px;font-weight:800}
.bmeta span{font-size:11.5px;color:var(--ink-faint)}
.bfig,.brate{text-align:right}
.bfig b,.brate b{display:block;font-family:"Bricolage Grotesque";font-weight:800;font-size:16px}
.brate b{color:var(--mint-deep)}
.bfig span,.brate span{font-size:10px;color:var(--ink-faint);font-weight:800;letter-spacing:.03em}
.gate{padding:20px;background:linear-gradient(180deg,rgba(255,255,255,.3),#fff)}
.gcard{max-width:420px;margin:0 auto;background:#fff;border:1.5px solid var(--line-strong);border-radius:var(--r-lg);box-shadow:var(--shadow-md);padding:20px}
.gcard .lk{display:flex;align-items:center;gap:10px;margin-bottom:13px}
.gcard .lk i{width:36px;height:36px;border-radius:var(--r-sm);background:var(--blush);color:var(--coral-deep);display:grid;place-items:center;flex:0 0 auto}
.gcard .lk b{font-family:"Bricolage Grotesque";font-weight:800;font-size:16px;display:block}
.gcard .lk span{font-size:11.5px;color:var(--ink-faint)}
.consent{display:flex;gap:9px;margin:10px 0 13px;font-size:11px;color:var(--ink-soft);line-height:1.4}
.consent input{margin-top:2px;accent-color:var(--coral);width:16px;height:16px;flex:0 0 auto}
.sec{padding:56px 0}
.sec-tight{padding-top:0}
.sec-head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:30px;flex-wrap:wrap}
.kicker{font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--coral)}
.sec-h{font-size:40px;font-weight:800;margin-top:8px}
.sec-desc{color:var(--ink-soft);font-size:16px;max-width:520px}
.answer-block{padding:22px 24px;margin-top:22px}
.answer-block p{font-size:16px;color:var(--ink-soft)}
.answer-block strong{color:var(--ink)}
.calc-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:26px;align-items:start}
.chart-card{padding:24px}
.chart-wrap{position:relative;min-height:310px;height:42vh;max-height:430px}
.chart-wrap.compact{height:300px}
canvas{width:100%!important;height:100%!important}
.tool-grid,.hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tool-card{display:block;background:var(--card);border:1.5px solid var(--line-strong);border-radius:var(--r-lg);padding:22px;box-shadow:var(--shadow-sm);transition:.2s;position:relative;min-height:210px}
.tool-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.tool-card .cic{width:46px;height:46px;border-radius:var(--r-sm);display:grid;place-items:center;margin-bottom:13px}
.tool-card h3{font-size:22px}
.tool-card p{font-size:13.5px;color:var(--ink-soft);margin-top:8px}
.tool-card .tag{position:absolute;top:16px;right:16px;font-size:10px;font-weight:800;background:var(--lemon);color:var(--ink);padding:3px 9px;border-radius:var(--r-pill)}
.ic-coral{background:var(--blush);color:var(--coral-deep)}
.ic-mint{background:var(--mint-soft);color:var(--mint-deep)}
.ic-sky{background:var(--sky-soft);color:var(--sky)}
.ic-lemon{background:var(--lemon-soft);color:#a47400}
.ic-grape{background:var(--grape-soft);color:var(--grape)}
.faq-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.faq{padding:22px 24px}
.faq h3{font-family:"Plus Jakarta Sans";font-size:15px;font-weight:800;display:flex;gap:8px}
.faq h3 span{color:var(--coral)}
.faq p{font-size:13.5px;color:var(--ink-soft);margin-top:8px}
.content-shelf{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.guide-card{background:var(--card);border:1.5px solid var(--line-strong);border-radius:var(--r-lg);padding:22px;box-shadow:var(--shadow-sm)}
.guide-card span{font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--mint-deep)}
.guide-card h3{font-size:22px;margin-top:10px}
.guide-card p{font-size:13.5px;color:var(--ink-soft);margin-top:8px}
.cta-band{background:var(--coral);border-radius:var(--r-xl);padding:52px 48px;text-align:center;position:relative;overflow:hidden}
.cta-band h2{color:#fff;font-size:44px;font-weight:800}
.cta-band p{color:rgba(255,255,255,.92);font-size:17px;margin-top:11px}
.cta-band .row{margin-top:26px;display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
footer{background:var(--paper);border-top:1.5px solid var(--line-strong);padding:60px 0 34px;margin-top:64px}
.foot-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:32px}
.foot-brand p{font-size:14px;color:var(--ink-soft);margin-top:14px;max-width:310px}
.foot-col h3{font-family:"Plus Jakarta Sans";font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.07em;color:var(--ink-faint);margin-bottom:14px}
.foot-col a{display:block;font-size:14px;font-weight:700;color:var(--ink-soft);padding:6px 0}
.foot-col a:hover{color:var(--coral-deep)}
.foot-bottom{margin-top:42px;padding-top:24px;border-top:1.5px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}
.foot-bottom p{font-size:13px;color:var(--ink-faint)}
.source-line{font-size:12px;color:var(--ink-faint);margin-top:12px}
.source-line a{text-decoration:underline;text-underline-offset:3px}
.mobile-only{display:none}
:focus-visible{outline:3px solid var(--coral);outline-offset:3px;border-radius:6px}
@media (prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
@media (max-width:1080px){.tool-grid,.hub-grid,.content-shelf{grid-template-columns:repeat(2,1fr)}.calc-layout{grid-template-columns:1fr}.result{position:static}.chart-wrap{height:340px}}
@media (max-width:880px){.nav-links{display:none}.hero-grid{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr 1fr}.faq-grid{grid-template-columns:1fr}.metric-grid{grid-template-columns:1fr}.sec-head{display:block}}
@media (max-width:560px){.wrap{padding:0 18px}.nav{border-radius:22px;padding-left:16px}.nav-right .btn-ghost,.lang{display:none}.hero-h{font-size:42px}.sec-h{font-size:31px}.res-amt{font-size:38px}.seg,.input-row,.tool-grid,.hub-grid,.content-shelf{grid-template-columns:1fr}.panel,.chart-card{padding:20px}.cta-band{padding:38px 22px}.cta-band h2{font-size:31px}.foot-grid{grid-template-columns:1fr}.bank-row,.brow{padding:12px 16px}.bfig{display:none}.mobile-only{display:block}}

/* Phase 1 site migration: shared nav + old-page compatibility on playful tokens. */
.nav-shell{padding:14px 16px}
.nav{gap:18px;min-height:62px;padding:10px 12px 10px 18px;flex-wrap:nowrap}
.brand{flex:0 0 auto;min-width:max-content}
.brand span:last-child{white-space:nowrap}
.nav-links{align-items:center;justify-content:center;flex:1;min-width:0;margin-left:0}
.nav-links a{display:inline-flex;align-items:center;justify-content:center;white-space:nowrap}
.nav-right{flex:0 0 auto;margin-left:0}
.nav-cta-primary{min-width:226px;padding:13px 18px;font-size:14px}
.nav-cta-primary[aria-current=page]{box-shadow:0 4px 0 var(--coral-deep)}
main{width:100%}
.page-hero,.compare-hero,.calculator-hero{max-width:1120px;margin:0 auto;padding:56px 32px 30px}
.page-hero h1,.compare-hero h1,.calculator-hero h1,.contact-layout h1{font-size:52px;font-weight:800;margin-top:14px}
.page-hero p,.compare-hero p,.calculator-hero p,.contact-layout p{max-width:720px;margin-top:14px;color:var(--ink-soft);font-size:17px}
.calculator-hero{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:end}
.hero-stat,.contact-card,.faq-list article,.article-grid article,.dir-card,.compare-hub-card,.compare-panel,.compare-disclaimer,.compare-card,.calc-shell{background:var(--paper);border:1.5px solid var(--line-strong);border-radius:var(--r-lg);box-shadow:var(--shadow-sm)}
.hero-stat{padding:18px 20px;min-width:220px}
.hero-stat span{display:block;font-size:12px;font-weight:800;color:var(--ink-faint);text-transform:uppercase;letter-spacing:.06em}
.hero-stat strong{display:block;font-family:"Bricolage Grotesque";font-size:26px;line-height:1;margin-top:7px}
.button{font-family:"Plus Jakarta Sans";font-weight:800;font-size:14px;border-radius:var(--r-pill);padding:11px 17px;display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1.5px solid transparent;line-height:1.15}
.button-primary{background:var(--coral);color:#fff;box-shadow:0 3px 0 var(--coral-deep)}
.button-secondary{background:var(--cream);color:var(--ink);border-color:var(--line-strong)}
.button-large{padding:13px 22px}
.dir-grid,.compare-hub-grid,.article-grid,.faq-list{max-width:1120px;margin:0 auto;padding:0 32px;display:grid;gap:16px}
.dir-grid,.compare-hub-grid{grid-template-columns:repeat(3,1fr)}
.article-grid{grid-template-columns:repeat(2,1fr)}
.faq-list{grid-template-columns:1fr}
.dir-card,.compare-hub-card,.article-grid article,.faq-list article{padding:22px;position:relative;overflow:hidden}
.dir-card .stripe{display:none}
.dir-ico{width:46px;height:46px;border-radius:var(--r-sm);display:grid;place-items:center;margin-bottom:13px;background:var(--blush);color:var(--coral-deep)}
.dir-card:nth-child(2n) .dir-ico{background:var(--mint-soft);color:var(--mint-deep)}
.dir-card:nth-child(3n) .dir-ico{background:var(--sky-soft);color:var(--sky)}
.dir-card h4,.compare-hub-card h2,.article-grid h2,.faq-list h2{font-family:"Bricolage Grotesque";font-size:24px;line-height:1.08;margin:8px 0 0}
.dir-card p,.compare-hub-card p,.article-grid p,.faq-list p{color:var(--ink-soft);font-size:14px;margin-top:9px}
.dir-link,.compare-hub-card span,.article-grid article span{display:inline-flex;align-items:center;gap:7px;margin-top:14px;font-size:12px;font-weight:800;color:var(--coral-deep);text-transform:uppercase;letter-spacing:.05em}
.contact-layout{max-width:1120px;margin:0 auto;padding:56px 32px;display:grid;grid-template-columns:1.1fr .9fr;gap:24px;align-items:start}
.contact-card{padding:24px;display:grid;gap:12px}
.contact-card h2{font-size:28px}
.status-line{font-size:12px;color:var(--ink-faint)}
.calc-shell{padding:24px}
.calc-top{display:flex;align-items:center;justify-content:space-between;gap:18px}
.calc-top h2{font-size:34px;margin-top:10px}
.calc-top p{color:var(--ink-soft);margin-top:10px}
.compare-panel{max-width:1180px;margin:0 auto 56px;padding:18px}
.compare-disclaimer{display:flex;flex-wrap:wrap;gap:8px 14px;align-items:center;margin:0 auto 16px;padding:14px 16px;color:var(--ink-soft);font-size:12.5px}
.compare-disclaimer strong{color:var(--ink)}
.compare-controls{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:18px 0}
.compare-controls label{font-size:12px;font-weight:800;color:var(--ink-soft);display:grid;gap:7px}
.compare-controls select{width:100%;border:1.5px solid var(--line-strong);background:var(--cream);border-radius:var(--r-sm);padding:11px 12px;color:var(--ink);font:inherit}
.compare-count{font-size:13px;font-weight:800;color:var(--mint-deep);margin-bottom:12px}
.compare-table-wrap{width:100%;overflow-x:auto;border:1.5px solid var(--line-strong);border-radius:var(--r-lg);background:var(--card)}
.compare-table{width:100%;min-width:960px;border-collapse:collapse;font-size:13px}
.compare-table th,.compare-table td{padding:14px 13px;text-align:left;border-bottom:1.5px solid var(--line);vertical-align:top}
.compare-table th{font-size:11px;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-faint);background:var(--cream)}
.product-cell,.compare-card-head{display:flex;gap:12px;align-items:center}
.product-cell .bank-logo,.compare-card-head .bank-logo{display:block;width:76px;height:46px;flex:0 0 76px;object-fit:contain;padding:5px;background:#fff;border:1.5px solid var(--line);border-radius:var(--r-sm)}
.product-copy{display:grid;gap:2px;min-width:0;max-width:100%}
.product-copy strong{font-weight:800;color:var(--ink);overflow-wrap:anywhere;word-break:break-word}
.product-copy span,.product-copy small,.muted{color:var(--ink-faint);font-size:12px}
.badge{display:inline-flex;align-items:center;width:max-content;border-radius:var(--r-pill);padding:5px 9px;background:var(--lemon-soft);color:#8a6200;font-size:11px;font-weight:800;margin:2px 4px 4px 0}
.badge-warn{background:var(--blush);color:var(--coral-deep)}
.source-link{font-weight:800;color:var(--coral-deep);text-decoration:underline;text-underline-offset:3px}
.row-actions{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px;align-items:center}
.compare-card-list{display:none;min-width:0}
.compare-card{padding:18px;display:grid;gap:13px;min-width:0;overflow-wrap:anywhere}
.compare-card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.compare-card-metric{background:var(--cream);border:1.5px solid var(--line);border-radius:var(--r-sm);padding:11px}
.compare-card-metric span{display:block;font-size:11px;font-weight:800;color:var(--ink-faint);text-transform:uppercase}
.compare-card-metric strong{display:block;margin-top:5px}
.compare-card ul,.compare-table ul{margin:0;padding-left:18px;color:var(--ink-soft)}
.compare-noscript,.compare-error{max-width:1120px;margin:16px auto;padding:0 32px;color:var(--coral-deep);font-weight:800}
@media (max-width:1080px){.nav{gap:10px;padding-left:14px}.nav-links a{font-size:13px;padding:8px 9px}.nav-cta-primary{min-width:196px;padding:12px 14px}.dir-grid,.compare-hub-grid{grid-template-columns:repeat(2,1fr)}.compare-controls{grid-template-columns:repeat(2,1fr)}}
@media (max-width:880px){.nav-shell{padding:10px 12px}.nav{display:grid;grid-template-columns:auto minmax(0,1fr);gap:8px 10px;border-radius:22px}.nav-links{grid-column:1/-1;display:grid!important;grid-template-columns:repeat(6,minmax(0,1fr));gap:6px;width:100%}.nav-links a{font-size:12.5px;padding:8px 6px;min-width:0}.nav-right{justify-self:end}.nav-cta-primary{min-width:0;font-size:12.5px;padding:10px 12px}.calculator-hero,.contact-layout{grid-template-columns:1fr}.page-hero h1,.compare-hero h1,.calculator-hero h1,.contact-layout h1{font-size:42px}.article-grid{grid-template-columns:1fr}.compare-table-wrap{display:none}.compare-card-list{display:grid;gap:12px}.product-cell .bank-logo,.compare-card-head .bank-logo{width:68px;height:42px;flex-basis:68px}}
@media (max-width:560px){.nav{padding:10px}.brand{font-size:17px;gap:8px}.brand .blob{width:30px;height:30px;font-size:12px}.nav-cta-primary{font-size:11.5px;padding:9px 9px}.nav-links{grid-template-columns:repeat(3,1fr)}.nav-links a{font-size:12px}.page-hero,.compare-hero,.calculator-hero,.contact-layout,.dir-grid,.compare-hub-grid,.article-grid,.faq-list{padding-left:18px;padding-right:18px}.page-hero h1,.compare-hero h1,.calculator-hero h1,.contact-layout h1{font-size:35px}.dir-grid,.compare-hub-grid,.compare-controls,.compare-card-grid{grid-template-columns:1fr}.calc-top{display:grid}.hero-stat{min-width:0}.compare-panel{margin-left:18px;margin-right:18px;padding:12px}.foot-bottom{display:block}}

/* ── Phase 1 review polish (2026-06-30): labeled affordability inputs + compare action column ── */
.afford-block{margin-top:18px;padding-top:16px;border-top:1.5px dashed var(--line-strong)}
.afford-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:12px}
.afford-head b{font-family:"Bricolage Grotesque",system-ui,sans-serif;font-weight:800;font-size:14px}
.afford-head span{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-faint)}
.num-field{display:grid;gap:6px;min-width:0}
.num-label{font-size:12.5px;font-weight:800;color:var(--ink-soft)}
.num-input{position:relative;display:flex;align-items:center}
.num-pre{position:absolute;left:14px;font-size:13px;font-weight:800;color:var(--ink-faint);pointer-events:none}
.num-input .text-input{padding-left:38px}
.afford-note{margin-top:11px;font-size:11.5px;color:var(--ink-faint);line-height:1.45}

/* Compare table: fixed layout so columns fit the wrapper (no inner scroll) and the
   action column keeps enough room for a clean one-line CTA, never a wrapping pill. */
.compare-table{min-width:1040px;table-layout:fixed}
.compare-table th:nth-child(1),.compare-table td:nth-child(1){width:22%}
.compare-table th:nth-child(2),.compare-table td:nth-child(2){width:16%}
.compare-table th:nth-child(3),.compare-table td:nth-child(3){width:11%}
.compare-table th:nth-child(4),.compare-table td:nth-child(4){width:17%}
.compare-table th:nth-child(5),.compare-table td:nth-child(5){width:16%}
.compare-table th:nth-child(6),.compare-table td:nth-child(6){width:18%}
.compare-table td .product-copy strong,.compare-table td strong{overflow-wrap:anywhere}
.compare-table td:last-child .badge{margin-bottom:6px}
.compare-table .row-actions{flex-direction:column;align-items:stretch;flex-wrap:nowrap;gap:9px;margin-top:11px}
.compare-table .row-actions .source-link{align-self:flex-start}
.compare-table .row-actions .button{width:100%;border-radius:var(--r-sm);white-space:normal;text-align:center;line-height:1.25;font-size:13.5px;padding:10px 12px}

/* ── Homepage live eligibility mini-calc (reuses .result/.field/.seg) ── */
.res-inputs{padding:8px 24px 2px}
.res-inputs .field{margin-bottom:14px}
.res-inputs .field:last-child{margin-bottom:6px}

/* ── Homepage comparison teaser — ranked premium list ── */
.home-compare{background:var(--paper);border:1.5px solid var(--line-strong);border-radius:var(--r-lg);box-shadow:var(--shadow-md);overflow:hidden;margin-top:12px}
.hc-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:13px 22px;background:var(--cream);border-bottom:1.5px solid var(--line);font-size:11px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-faint)}
.hc-row{display:flex;align-items:center;gap:14px;padding:15px 22px;border-bottom:1.5px solid var(--line);color:inherit;transition:background .16s ease}
.hc-row:last-of-type{border-bottom:0}
.hc-row:hover{background:var(--cream)}
.hc-row[data-best]{box-shadow:inset 3px 0 0 var(--mint)}
.hc-rank{flex:0 0 auto;width:25px;height:25px;border-radius:50%;display:grid;place-items:center;font-family:"Bricolage Grotesque",system-ui,sans-serif;font-weight:800;font-size:12px;color:var(--ink-faint);background:var(--cream);border:1.5px solid var(--line-strong)}
.hc-row[data-best] .hc-rank{background:var(--mint-soft);color:var(--mint-deep);border-color:#bdebdd}
.hc-logo{flex:0 0 auto;width:72px;height:42px;border-radius:var(--r-sm);background:#fff;border:1.5px solid var(--line);display:grid;place-items:center;overflow:hidden;padding:6px}
.hc-logo img,.hc-logo .bank-logo,.hc-logo .blogo{width:100%;height:100%;object-fit:contain;padding:0;margin:0;border:0;background:transparent;border-radius:0;box-shadow:none;display:block}
.hc-meta{flex:1 1 auto;min-width:0}
.hc-meta b{display:block;font-size:14px;font-weight:800;color:var(--ink);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.hc-meta span{display:block;font-size:12px;color:var(--ink-faint);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.hc-rate{flex:0 0 auto;display:flex;align-items:baseline;gap:5px;text-align:right;white-space:nowrap}
.hc-rate small{font-size:10px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-faint)}
.hc-rate b{font-family:"Bricolage Grotesque",system-ui,sans-serif;font-weight:800;font-size:20px;color:var(--mint-deep);line-height:1}
.hc-rate .hc-rate-text{font-size:13px;color:var(--ink-soft);max-width:140px;white-space:normal}
.hc-go{flex:0 0 auto;color:var(--line-strong);display:grid;place-items:center;transition:transform .16s ease,color .16s ease}
.hc-row:hover .hc-go{color:var(--coral-deep);transform:translateX(3px)}
.hc-foot{padding:18px 22px;display:flex;justify-content:center}
.hc-foot .button{width:100%;max-width:360px}
@media (max-width:560px){
  .hc-head{padding:11px 16px}
  .hc-row{gap:11px;padding:13px 16px}
  .hc-rank,.hc-go{display:none}
  .hc-logo{width:56px;height:38px}
  .hc-meta b{white-space:normal}
  .hc-rate b{font-size:18px}
  .hc-foot{padding:14px 16px}
}

/* ── GUIDE ARTICLE (2026-07-03): long-form /guides/ pages.
   Appended section only — no rules above were modified. ── */
.guide-hero-inner{max-width:68ch;margin:0 auto}
.guide-h1{font-size:44px;line-height:1.08;margin-top:20px}
.guide-byline{font-size:13.5px;font-weight:700;color:var(--ink-faint);margin-top:16px}
.guide-article{max-width:68ch;margin:0 auto;font-size:16.5px;line-height:1.7}
.guide-article p{margin:0 0 18px;color:var(--ink-soft)}
.guide-article ul,.guide-article ol{margin:0 0 18px;padding-left:24px;color:var(--ink-soft)}
.guide-article li{margin-bottom:9px}
.guide-article p strong,.guide-article li strong,.guide-article td strong{color:var(--ink)}
.guide-article h2{font-size:30px;line-height:1.12;margin:40px 0 16px}
.guide-article h3{font-size:21px;margin:28px 0 12px}
.guide-article hr{border:0;border-top:1.5px dashed var(--line-strong);margin:36px 0}
.guide-article a{color:var(--coral-deep);font-weight:700;text-decoration:underline;text-underline-offset:3px}
/* TL;DR callout — panel-style card with coral left border */
.guide-tldr{background:var(--paper);border:1.5px solid var(--line-strong);border-left:5px solid var(--coral);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:20px 22px;margin:0 0 26px}
.guide-tldr .tldr-title{font-family:"Bricolage Grotesque",system-ui,sans-serif;font-weight:800;font-size:14px;letter-spacing:.08em;text-transform:uppercase;color:var(--coral-deep);margin:0 0 10px}
.guide-tldr ul,.guide-tldr p:last-child{margin-bottom:0}
/* Responsive table wrapper */
.guide-table{overflow-x:auto;margin:0 0 18px;border:1.5px solid var(--line-strong);border-radius:var(--r-lg);background:var(--card)}
.guide-table table{width:100%;min-width:480px;border-collapse:collapse;font-size:14px}
.guide-table th,.guide-table td{padding:12px 14px;text-align:left;border-bottom:1.5px solid var(--line);vertical-align:top;color:var(--ink-soft)}
.guide-table th{font-size:11.5px;text-transform:uppercase;letter-spacing:.05em;color:var(--ink-faint);background:var(--cream)}
.guide-table tr:last-child td{border-bottom:0}
.guide-table-note{font-size:12.5px;color:var(--ink-faint);margin-top:-8px}
/* Calculator CTA panel */
.guide-cta{background:var(--blush);border:1.5px solid var(--coral);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:22px 24px;margin:30px 0;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}
.guide-cta p{margin:0;color:var(--ink);font-weight:700;flex:1 1 260px}
.guide-cta .btn{flex:0 0 auto;text-decoration:none;color:#fff;white-space:nowrap}
.guide-jump{font-weight:800}
.guide-jump a{text-decoration:none}
.guide-jump a:hover{text-decoration:underline}
/* Footnote citations + sources */
sup.fn{font-size:11px;line-height:0}
sup.fn a{color:var(--coral-deep);font-weight:800;text-decoration:none;padding:0 1px}
sup.fn a:hover{text-decoration:underline}
ol.guide-sources{padding-left:22px;margin:0}
ol.guide-sources li{font-size:12.5px;color:var(--ink-faint);margin-bottom:8px;overflow-wrap:anywhere}
ol.guide-sources a{color:var(--ink-soft);font-weight:700}
.guide-disclaimer{font-size:13px;font-style:italic;color:var(--ink-faint)}
@media (max-width:560px){
  .guide-h1{font-size:33px}
  .guide-article{font-size:15.5px}
  .guide-article h2{font-size:25px}
  .guide-cta{padding:18px 20px}
}


/* Brand tagline — "Estimate first, apply later" */
.kd-tagline{display:block;font-family:"Bricolage Grotesque",system-ui,sans-serif;font-weight:700;font-size:15px;color:var(--ink-soft);letter-spacing:-.01em;margin-bottom:16px}
.kd-tagline em{font-style:italic;font-weight:800;color:var(--coral-deep)}

/* Browser-frame chrome — wraps a calculator panel so it reads like a framed app preview */
.browser-frame{border:1.5px solid var(--line-strong);border-radius:var(--r-lg);background:var(--card);box-shadow:var(--shadow-md);overflow:hidden}
.browser-bar{display:flex;align-items:center;gap:7px;padding:11px 14px;border-bottom:1.5px solid var(--line);background:#fffdfa}
.browser-bar i{width:11px;height:11px;border-radius:50%;flex:0 0 auto}
.browser-bar i:nth-child(1){background:#ff6b5f}.browser-bar i:nth-child(2){background:#ffc94a}.browser-bar i:nth-child(3){background:#1fb98c}
.browser-bar .browser-url{margin-left:10px;font-size:11.5px;font-weight:700;color:var(--ink-faint);background:var(--cream);padding:4px 12px;border-radius:var(--r-pill);letter-spacing:.01em}
.browser-frame > .result,.browser-frame > .calc-shell{border:0;border-radius:0;box-shadow:none;margin:0}

/* Mint trust-icon row (the mockup's bottom strip) */
.trust-row{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.trust-item{display:flex;align-items:flex-start;gap:13px}
.ti-ic{flex:0 0 auto;width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:var(--mint-soft);color:var(--mint-deep)}
.ti-ic svg{width:22px;height:22px}
.trust-item b{display:block;font-family:"Bricolage Grotesque",system-ui,sans-serif;font-size:15.5px;font-weight:800;margin-bottom:2px}
.trust-item span{font-size:13.5px;color:var(--ink-soft);line-height:1.4}

/* Harimau mascot */
.harimau{display:block}
.harimau-band{display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.harimau-band .harimau{width:132px;flex:0 0 auto;filter:drop-shadow(0 12px 22px rgba(232,81,47,.16))}
.harimau-band .trust-row{flex:1 1 auto;min-width:0}
.hero-mascot{position:absolute;width:104px;bottom:-6px;right:0;pointer-events:none;filter:drop-shadow(0 10px 18px rgba(232,81,47,.18))}

/* Bank teaser cards with star rating (compare preview) */
.bankcard{background:var(--card);border:1.5px solid var(--line-strong);border-radius:var(--r-md);padding:16px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:8px;transition:.16s}
.bankcard:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);border-color:var(--coral)}
.bankcard .bc-rate{font-family:"Bricolage Grotesque",system-ui,sans-serif;font-weight:800;color:var(--mint-deep);font-size:15px}
.bankcard .bc-stars{color:var(--lemon);font-size:12.5px;letter-spacing:1px}

@media (max-width:880px){.trust-row{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.trust-row{grid-template-columns:1fr}.hero-mascot{display:none}.harimau-band .harimau{width:104px}}
.services-cta{display:flex;align-items:center;gap:26px;flex-wrap:wrap}
.services-cta .harimau{width:120px;flex:0 0 auto;filter:drop-shadow(0 12px 22px rgba(232,81,47,.16))}
.services-cta-h{font-size:28px;font-weight:800;margin-bottom:8px}
.services-cta .row-actions{margin-top:16px}
@media(max-width:560px){.services-cta .harimau{width:96px}.services-cta-h{font-size:24px}}
.partner-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:14px}
.partner-list li{position:relative;padding-left:30px;font-size:15px;color:var(--ink-soft);line-height:1.5}
.partner-list li::before{content:"";position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;background:var(--mint-soft);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23149a73' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center}
.partner-list li strong{color:var(--ink)}

/* Consent controls load optional tracking only after a clear choice. */
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
.consent a{color:var(--coral-deep);font-weight:800;text-decoration:underline;text-underline-offset:2px}
.consent-banner{position:fixed;z-index:1000;left:50%;bottom:18px;transform:translateX(-50%);width:min(760px,calc(100% - 28px));display:flex;align-items:center;justify-content:space-between;gap:22px;padding:18px 20px;background:var(--card);color:var(--ink);border:1.5px solid var(--line-strong);border-radius:var(--r-lg);box-shadow:0 18px 60px rgba(32,28,25,.18)}
.consent-banner b{display:block;font-family:"Bricolage Grotesque",system-ui,sans-serif;font-size:18px;margin-bottom:4px}
.consent-banner p{margin:0 0 5px;font-size:13.5px;line-height:1.5;color:var(--ink-soft)}
.consent-banner a{font-size:13px;font-weight:800;color:var(--coral-deep)}
.consent-actions{display:flex;align-items:center;gap:8px;flex:0 0 auto}
.consent-actions .btn{white-space:nowrap}
@media(max-width:680px){.consent-banner{align-items:stretch;flex-direction:column;gap:14px;bottom:10px}.consent-actions{display:grid;grid-template-columns:1fr 1fr}.consent-actions .btn{width:100%;padding-inline:10px}}